At Exclusive Credit Repair, we don’t play games with your financial life or waste time with gimmicks.
We use real consumer laws, accurate reporting standards, and a results-based billing model to help you:
Your success is our priority — and you don’t pay ANYTHING until results are verified.
We professionally investigate and challenge:
Every account is validated under your legal rights in the FCRA, FDCPA, HIPAA, and FACTA.
We keep it simple, transparent, and legal:
We review your full credit report and identify all inaccurate, outdated, or unverifiable items.
You complete:
We contact:
We monitor progress and resend follow-up disputes as needed.
You are billed after successful corrections.
No upfront fees — ever!
Items Removed
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An “update” means the bankruptcy is not deleted, but it is corrected in a way that benefits the client. Updates include: Incorrect filing or discharge dates being corrected Incorrect public-record “reference numbers” being fixed Wrong chapter reporting (e.g., listed as Chapter 7 instead of Chapter 13) Bankruptcy showing as “open” when it is actually “discharged” A bankruptcy being duplicated across bureaus Creditors incorrectly reporting balances after the bankruptcy Tradelines not marked “included in bankruptcy” Debt collectors reporting accounts that were legally discharged Incorrect addresses or identifying information tied to the bankruptcy record Updating all accounts to show $0 balances after discharge These updates increase your score, improve your profile, and prevent lenders from reading your file incorrectly. Any verified correction counts as a billable result.
TTT Group Holdings
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